Yield Protection

Federal Crop Insurance Product

Yield Protection

Yield Protection (YP) and Actual Production History (APH) are multi-peril crop insurance products that provide protection against losses in yield due to nearly all natural disasters. For most crops, that includes drought, excess moisture, cold and frost, wind, flood and unavoidable damage from insects and diseases. These products guarantee a yield based on an individual producer's actual production history. If the Production to Count is less than the Yield Guarantee, an indemnity is paid.

How Does it Work?

Both plans establish a minimum guarantee of bushels per acre.

YP Projected Price is determined by futures contracts, and APH price is established by the Federal Crop Insurance Corporation (FCIC).

Both plans pay an indemnity if the Production to Count falls below the Yield Guarantee.

What are the Benefits

  • Offers a competitive premium
  • Subsidized by the FCIC
  • Protection against production loss
  • Based on a producer's own production history

Benefits Continued

  • Provides coverage levels ranging from 50% to 85% of the APH
  • Provides coverage on basic and optional units
  • Enterprise unit coverage is available in some areas
  • 60-100% coverage of the projected or FCIC price